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Peace of Mind, Simplified

Transforming lives through trauma education and empowered recovery

Our story began when a church in our home town was traumatized by an armed gunman. Like most communities, ours came together to help those traumatized and experiencing hardship. Soon thereafter we realized those social safetynets, referral networks, and traditional insurances failed to provide meaningful trauma recovery, leaving families vulnerable to depression, addiction, and financial hardship.

Trauma Coverage® helps individuals and families with financial security, physical recuperation, and emotional well-being after trauma. It is an affordable insurance underwritten by one of the oldest and best known insurance companies, Lloyd’s of London. See the benefits of Trauma Coverage® below.

Covered Incidents

At Work

  • Infected by Disease
  • Post-traumatic Stress

Every Day

  • Aggravated Assaults
  • Sexual Assaults
  • Mass Shootings
  • Terrorist Acts

In School

  • Infected by Disease
  • Post-traumatic Stress

See more details on covered incidents.

Trauma Coverage® provides you with emotional and financial resources during your recovery from a traumatic incident or infectious disease. We offer four affordable benefit packages so you can choose one that makes the most sense. Protect yourself and those around you today with one of our plan options.

LEARN MORE

Financial Benefits
Receive 100% of your regular pay while you're unable to work from all income sources due to a trauma without a waiting period to receive benefits.

Families of traumatized students also receive $100 in financial assistance per day while the student is unable to attend school due to a trauma.

Death benefits are also paid in the event of an untimely death from a covered incident.

Recovery Benefits
Reimbursement of your copay and deductible for trauma recovery care: medical, dental, vision, hearing, pharmaceutical, and addiction to pharmaceuticals.

Family members providing at home care receive 100% of their regular pay.

This gives you control over your care providers and the type of care you choose to receive such as elective, reconstructive, or cosmetic surgery.

Counseling Benefits
Trauma counseling is available if you experience a covered incident or witness a violence incident at work or school (Student Plans).

Trauma or bereavement counseling is also provided to immediate family members.

If you don't have a counselor, we can connect you with one in our network.

Trauma Counseling

Therapy re-invented for the way we live. Talk with a Master's level therapist 24/7 via video, phone or text with your coverage.

Recovery Care

Be reimbursed for out of pocket care expenses and 100% of lost wages of a family member providing home care services.

 

Income Security

Receive 100% of your regular pay from all income sources while unable to work due to trauma without wait.

Plan Options

BRONZE

$5,000
Individual and family counseling

$5,000
Maximum in lost wages*

$5,000
Maximum for expense reimbursement** or lost wages of a family member

$50,000
Accidental death benefit

$50,000
Maximum benefit per policy period (1 year)

SILVER

$5,000
Individual and family counseling

$10,000
Maximum in lost wages*

$10,000
Maximum for expense reimbursement** or lost wages of a family member

$100,000
Accidental death benefit

$100,000
Maximum benefit per policy period (1 year)

GOLD

$5,000
Individual and family counseling

$15,000
Maximum in lost wages*

$15,000
Maximum for expense reimbursement** or lost wages of a family member

$150,000
Accidental death benefit

$150,000
Maximum benefit per policy period (1 year)

FAMILY

$5,000 / Insured
Individual and family counseling

$20,000 / Insured
Maximum in lost wages*

$20,000 / Insured
Maximum for expense reimbursement** or lost wages of a family member

$200,000***
Accidental death benefit

$200,000 / Insured
Maximum benefit per policy period (1 year)
 

BRONZE

$5,000
Individual and family counseling

$5,000
Maximum in lost wages*

$5,000
Maximum for expense reimbursement** or lost wages of a family member

$50,000
Accidental death benefit

$50,000
Maximum benefit per policy period (1 year)

GOLD

$5,000
Individual and family counseling

$15,000
Maximum in lost wages*

$15,000
Maximum for expense reimbursement** or lost wages of a family member

$150,000
Accidental death benefit

$150,000
Maximum benefit per policy period (1 year)

SILVER

$5,000
Individual and family counseling

$10,000
Maximum in lost wages*

$10,000
Maximum for expense reimbursement** or lost wages of a family member

$100,000
Accidental death benefit

$100,000
Maximum benefit per policy period (1 year)

FAMILY

$5,000 / Insured
Individual and family counseling

$20,000 / Insured
Maximum in lost wages*

$20,000 / Insured
Maximum for expense reimbursement** or lost wages of a family member

$200,000
Accidental death benefit

$200,000 / Insured
Maximum benefit per policy period (1 year)

BRONZE

$5,000
Individual and family counseling

$5,000
Maximum in lost wages*

$5,000
Maximum for expense reimbursement** or lost wages of a family member

$50,000
Accidental death benefit

$50,000
Maximum benefit per policy period (1 year)

SILVER

$5,000
Individual and family counseling

$10,000
Maximum in lost wages*

$10,000
Maximum for expense reimbursement** or lost wages of a family member

$100,000
Accidental death benefit

$100,000
Maximum benefit per policy period (1 year)

GOLD

$5,000
Individual and family counseling

$15,000
Maximum in lost wages*

$15,000
Maximum for expense reimbursement** or lost wages of a family member

$150,000
Accidental death benefit

$150,000
Maximum benefit per policy period (1 year)

FAMILY

$5,000 / Insured
Individual and family counseling

$20,000 / Insured
Maximum in lost wages*

$20,000 / Insured
Maximum for expense reimbursement** or lost wages of a family member

$200,000
Accidental death benefit

$200,000 / Insured
Maximum benefit per policy period (1 year)

Benefits are payable per insured per incident up to your policy maximum.
*100% of lost wages from all income sources
**Expense reimbursement includes any medical, dental, vision, hearing, pharmaceutical, and addiction to prescribed drugs expenses

***The accidental death benefit for the Family Plan is up to $200,000 ($150,000 for employed Insureds and $25,000 for non-employed Insureds)
This is a summary of insurance coverage and the actual policy will govern in all cases where there is a conflict between this summary and the policy.

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Coverage is underwritten by Lloyd's of London