Supporting you with new and existing claims
As one of our guiding principles, we believe it is imperative to respond quickly to those who have been victimized by traumas too ensure they are believed, helped, and supported throughout their recovery process. That process begins here.
Any claims process can often be stressful, but we're here to make sure you're getting the support you need when you need it most. Use the resources below to help guide your understanding of the claims process for any Trauma Coverage® claim.
How Trauma Coverage Works
You purchase a coverage plan
You're traumatized by a covered incident
You file a claim with our claims center
You're paid a benefit to help your recovery
Filing a Claim
Check that your incident is covered
Covered incidents are listed below. If you're with an affiliated group and looking to submit a claim for an incident not listed below, please call 1-855-631-1421. To see further details on what defines these covered incidents, click here.
Infected by Disease
Everywhere in the U.S.
Infected by Disease
See what your benefit plan provides
$50,000 Maximum benefit per policy period (1 year)
$5,000 Maximum in lost wages
$5,000 Maximum for expense reimbursement** or lost wages of a family member
$50,000 Accidental death benefit
$100,000 Maximum benefit per policy period (1 year)
$10,000 Maximum in lost wages
$10,000 Maximum for expense reimbursement** or lost wages of a family member
$100,000 Accidental death benefit
$150,000 Maximum benefit per policy period (1 year)
$5,000 Individual and family counseling
$15,000 Maximum in lost wages
$15,000 Maximum for expense reimbursement** or lost wages of a family member
$150,000 Accidental death benefit
$200,000 / Insured Maximum benefit per policy period (1 year)
$5,000 / Insured Individual and family counseling
$20,000 / Insured Maximum in lost wages
$20,000 / Insured Maximum for expense reimbursement or lost wages of a family member
$200,000 / Insured Accidental death benefit
Have the information you need to file
In order to approve any claim submitted, we'll need a few things. Please have this information on hand when you file.
- Name of the insured
- Policy number
- Phone number
- Mailing address
- The date of the incident (if applicable)
- A brief description of the reason for the claim
Submit a claim
If you are looking to follow up about an existing claim, or have questions please call 1-855-631-1421.
Coverage is underwritten by Lloyd's of London