Plans
Coverage Example
Above is an example of maximum benefits paid to an Insured who experiences a covered trauma and unable to work for 3 months while undergoing recovery care and counseling. If they regularly earn $60,000 a year ($165 a day), a Trauma Coverage Gold Plan would provide them with $15,000 in financial benefits, $15,000 in recovery benefits, and $5,000 of counseling. View policy details for limitations and exclusions that may affect benefits payable and duration of benefits.
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Plan Options
BRONZE
$10/month
$5,000
Individual and family counseling
$5,000
Maximum in lost wages*
$5,000
Maximum for expense reimbursement** or lost wages of a family member
$50,000
Accidental death benefit
$50,000
Maximum benefit per policy period
SILVER
$15/month
$5,000
Individual and family counseling
$10,000
Maximum in lost wages*
$10,000
Maximum for expense reimbursement** or lost wages of a family member
$100,000
Accidental death benefit
$100,000
Maximum benefit per policy period
GOLD
$20/month
$5,000
Individual and family counseling
$15,000
Maximum in lost wages*
$15,000
Maximum for expense reimbursement** or lost wages of a family member
$150,000
Accidental death benefit
$150,000
Maximum benefit per policy period
FAMILY
$25/month
$5,000 / Insured
Individual and family counseling
$20,000 / Insured
Maximum in lost wages*
$20,000 / Insured
Maximum for expense reimbursement** or lost wages of a family member
$200,000***
Accidental death benefit
$200,000 / Insured
Maximum benefit per policy period
BRONZE
$10/month
$5,000
Individual and family counseling
$5,000
Maximum in lost wages*
$5,000
Maximum for expense reimbursement** or lost wages of a family member
$50,000
Accidental death benefit
$50,000
Maximum benefit per policy period
GOLD
$20/month
$5,000
Individual and family counseling
$15,000
Maximum in lost wages*
$15,000
Maximum for expense reimbursement** or lost wages of a family member
$150,000
Accidental death benefit
$150,000
Maximum benefit per policy period
SILVER
$15/month
$5,000
Individual and family counseling
$10,000
Maximum in lost wages*
$10,000
Maximum for expense reimbursement** or lost wages of a family member
$100,000
Accidental death benefit
$100,000
Maximum benefit per policy period
FAMILY
$25/month
$5,000 / Insured
Individual and family counseling
$20,000 / Insured
Maximum in lost wages*
$20,000 / Insured
Maximum for expense reimbursement** or lost wages of a family member
$200,000***
Accidental death benefit
$200,000 / Insured
Maximum benefit per policy period
BRONZE
$10/month
$5,000
Individual and family counseling
$5,000
Maximum in lost wages*
$5,000
Maximum for expense reimbursement** or lost wages of a family member
$50,000
Accidental death benefit
$50,000
Maximum benefit per policy period
SILVER
$15/month
$5,000
Individual and family counseling
$10,000
Maximum in lost wages*
$10,000
Maximum for expense reimbursement** or lost wages of a family member
$100,000
Accidental death benefit
$100,000
Maximum benefit per policy period
GOLD
$20/month
$5,000
Individual and family counseling
$15,000
Maximum in lost wages*
$15,000
Maximum for expense reimbursement** or lost wages of a family member
$150,000
Accidental death benefit
$150,000
Maximum benefit per policy period
FAMILY
$25/month
$5,000 / Insured
Individual and family counseling
$20,000 / Insured
Maximum in lost wages*
$20,000 / Insured
Maximum for expense reimbursement** or lost wages of a family member
$200,000***
Accidental death benefit
$200,000 / Insured
Maximum benefit per policy period
Counseling, lost wage, and reimbursement benefits are payable per incident up to the maximum benefit during any one (1) year policy period.
*100% of lost wages from all income sources up to the plan maximum
**Expense reimbursement includes any medical, dental, vision, hearing, pharmaceutical, and addiction to prescribed drugs expenses
***The accidental death benefit for the Family Plan is up to $200,000 ($150,000 for employed Insureds and $25,000 for non-employed Insureds)
This is a summary of insurance coverage and the actual policy will govern in all cases where there is a conflict between this summary and the policy.
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